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Everything posted by Aggy

  1. If it’s a residential dwelling “sold” by the grant of a long lease, they can’t charge a ground rent. The only way your examples can charge a “ground rent” is if they aren’t dwellings. You’re talking about pitch fees at mobile park home sites - there is separate legislation which deals with those. Looking at the government’s figures from 2022, around 159k people live in park homes - so around 0.3 per cent of the population. And the majority of those are retirement schemes. The reason I’m mentioning percentages is that the park home sector is tiny. If it was the case that developers were trying to “get round” the law change banning them from granting leases with a ground rent by building park homes on wheels instead, there’d be more park homes. The big house builders aren’t building park homes - and the example of a park home business you’ve provided must surely have been in business since before the ground rent law change if it has got 50 sites (so just continuing to expand its existing business, not changing its practices to try and get round the law change). I haven’t seen anything suggesting developers are trying to get round the ground rent law change in such a way (and worth also noting that a lot of the big house builders had already started moving away from ground rents before the law change given public perception of them). More generally on park homes - the occupant doesn’t own the land. You own the temporary structure on the land. You can’t get a mortgage. They don’t really increase in value so aren’t much of an investment. You also have to pay a chunky commission if you sell. I don’t see it as being a serious solution to the housing shortage more widely. Where it may have some significance is in the retirement sector. A lot of park home sites are already over-55 only - if you’re downsizing, have the spare cash, and don’t really need an investment as such, then they perhaps make some sense.
  2. Strange but interesting! Google says cause unknown - any idea what might have triggered it?
  3. Ah yes an article from 2019 proving your argument that developers are using this to get round a law which came in… after 2019. And your example of being in one park of 300 chalets is absolutely definite proof that modular homes do in fact make up more than <2 per cent of new homes each year. Good arguments.
  4. I’m sure someone will find a graph showing UK avocado consumption during the same period….
  5. Not really. Virtually none of the big house builders use modular (less than 2 per cent of all homes built each year still) and even fewer of those are on wheels…
  6. That’s not really limited to leaseholds though - a freehold can have an estate service charge. Now you can’t charge ground rents on new leases, leasehold will start to go out of favour (except in apartment blocks where it’s necessary). I expect it won’t be too long before they ban ground rents from continuing to be charges on existing leases as well. The current bill is more about having to pay to extend your lease - if you e got a 999 year lease it’s not so much of a issue, but if only 99 then it could be especially as many lenders don’t like leases with less than c.70 years on them.
  7. Snore. Has anyone on these threads ever said Israel shouldn’t exist at all?
  8. Aggy

    The Trains

    I genuinely can’t remember the last time I’ve been on a train back from London that was as you’d expect. Every time for years either mine has been cancelled so I’ve had to get another one, or was crammed because another service had been cancelled and about three trains’ worth of people were cramming onto mine. And let’s not get started on anything going east/west instead of north / south… I only travel by train now if the company is paying and if it’s for a meeting I wouldn’t mind getting out of!
  9. For a team from the last twenty five years or so that I can remember watching us, full backs are probably the weakest position. Drury the obvious shout at left back and probably Aarons at right back. Edworthy? Helveg mentioned above who I was excited about signing but only 20 games. Lappin? Russ Martin I suppose. Whereas up top you’re struggling to get Earnshaw even on the bench and in midfield you’re probably not starting Maddison.
  10. I’d have Green and Ruddy above A. Gunn. A little too young to properly remember B.Gunn. Holt not in Ashton’s class in terms of ability, but I think would have to at least make the bench in an xi I can remember watching.
  11. What is the point of the rules? My understanding was that originally ffp was brought in to protect clubs from overspending and going into administration. If that’s still the case, then I don’t see that letting them spend as much as they want but making them pay more on top by way of a tax helps very much. If the rules are about “levelling the playing field” then it doesn’t help with that either if it lets clubs spend whatever they want anyway. If it’s about keeping the big boys as the big boys, and even about keeping the top 17 much better than anyone in the championship, then it would probably help do that.
  12. The ancient Egyptians, Greeks and romans all referred to a place which translates to Palestine.
  13. Had lunch recently with a couple of contacts who work/live near Skipton and their biggest concern was Labour charging VAT on private school fees. I’ve recently moved from near Manchester City centre (in what had been a very strong Labour seat virtually for ever) further out so no longer in GM (although still commute in.). New constituency has been Tory every election since 1918. So I’m fairly used to my vote being largely irrelevant! Interestingly though, in the local elections here, since 2015 the tories have gone from 51 seats to 33 and Labour have gone from 16 to 31. Greater Manchester is largely Labour still - there are a few Tory seats but most have relatively small majorities and wouldn’t be surprised to see most of them go to Labour. Even if Reform take some Labour votes, you’d think the Tories will lose more between people deciding to vote Labour and Reform instead. In the Cheshire areas where you have a lot of old rich people the opposite is true and it’s all quite white, middle class, and very Tory. Reform might take some Tory votes but not enough to swing things to Labour in most instances I wouldn’t have thought. So I can’t really see Reform having much impact in many of the constituencies in GM or Cheshire tbh.
  14. Thought the last couple of episodes were a bit weak. Quite enjoyed the earlier ones though. I read that they “dumbed down” the science from the novel and Chinese tv show so as to appeal more to an American audience.
  15. Anyone watched 3 body problem?
  16. One tried to suggest their financial advisor didn’t know about it either. You have to wonder why she hasn’t then bought a claim against the financial advisor instead…
  17. I particularly enjoyed the lady in the judgment (Mrs R I think) who would have held off on buying her second home for a couple more years if she’d known she wouldn’t have got the pension later. Quite right we find compensation from the tax money paid by (among others) all those young tax payers who can’t even afford a deposit on a first home in order to compensate this old lady for having to pay the running costs of her second home from another source of funds.
  18. Is this supposed to be ironic or have you genuinely just replied to someone whinging about moronic people being stupidly simplistic and distilling things with that?
  19. If you’re looking since 2019 (as initial comment) then Labour are significantly more popular and the reduction is exclusively down to the Tories. If you’re looking since 2022 then what you say is correct - but Labour have gone down about five or six percentage points and the Tories have gone up a couple, so a net reduction of about three or four percentage points - hardly statistically significant and the usual sort of fluctuation in that sort of time period. Out of interest, in 2010 the “big 2” only had 65 percent of the vote, in 2005 they had 67, and in 2015 it was 66. Since the 1960s (when it was regularly up in the 80 percent between the two main parties), it’s been pretty stable between high 60s and mid 70s except one or two that were in the high 70s or low 80s. All seems fairly persuasive to me that the reason for the loss in support for the “big two” between 2019 and now is simply that those voters who are historically ‘swing voters’ are going in their droves away from the Tories - some to Labour and some to Reform. When we get to the general election I’d expect Reform’s share to be lower and the Tories to be higher so it will probably end up around 70 per cent.
  20. In fairness, Dylan was querying the truth of an earlier claim that people feel they can vote for neither Labour or the Conservatives because they are both as bad as each other. Your post saying there is a 9 percent drop in support for those two parties combined does then look a little “Tory Spin-ish” in response to that, when in reality the stats you posted show that support for Labour has increased. The stats you posted show SNP, Greens and Lib Dem continue to have 19 percent between them. Others still have 1 or 2 between them. So the real movers are the Tories going down 22 percentage points. Labour have gone up 11 and Reform have gone up 11. While of course there will be cases that are more nuanced, the simplest answer seems quite obviously that almost exactly half of those who have withdrawn their support for the Tories will vote Reform and half will vote Labour. Which makes sense. Those who perhaps aren’t wedded to either party and tend to be fairly centralist are likely to vote Labour. Those more on the right will go Reform. Nothing much there suggesting people are losing support for Labour as well.
  21. Flip side of that is that it could harm Labour in some areas more traditionally Labour as well. Ashfield, Anderson’s seat, a good example. Never been Tory before, became Tory solely on a Brexit/immigration vote. Highly unlikely they’ll vote Tory again I suspect, but some may now vote Remain rather than Labour. That said, most of his constituents seem to think he’s a bit of a plonker, so I’d be surprised if his defection makes much impact anywhere.
  22. So is it a question of scale or a question of whether someone is transgender? If it’s a question of scale, then presumably you’re saying (and presumably just forgot to mention) that you’re also not happy about some females being put at physical risk from other more violent females who have committed more heinous crimes? You’re also not happy about some males being put at physical risk from other more violent males who have committed more heinous crimes? In which case, the issue isn’t really about transgender people at all?
  23. The same people were demanding the death penalty for Lucy Letby a few months ago. Now, they’d apparently be concerned about her safety if there was a trans person in the same prison as her…
  24. A different point perhaps to the main one in the thread, but I’m not sure that’s necessarily right When it comes to Anderson. He is an ex-coal miner, who previously represented Labour, in an ex coal mining area which in the 64 years between the constituency being formed in 1955 and 2019 had only had a non-Labour MP for two years after a by election. The same constituency was a fairly high voter for the BNP in 2010. He has only been in the Conservative party for a handful of years. Not sure it’s a Tory issue as such. Another separate point though, but with Anderson, my guess is he is expecting not to be re-elected and is now trying to become some sort of new Katie Hopkins to try and still be ‘relevant’ this time next year….
  25. So are you suggesting we stop giving state pensions to everyone currently entitled to them with immediate effect?
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